2019

  • Worried About Your Debt? How A Debt Settlement Program Can Help

    If you're in debt, and it's starting to affect your life, it's time to consider the options. One of those options is to apply for a debt consolidation loan. Unfortunately, debt consolidation loans often come with high interest rates, which can leave you paying more than you expected. Not only that, but they can also lead to further debt. Another option is to work with a debt settlement service. This option allows you to pay off your debts without taking on an additional loan.
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  • Top Ways To Repair Your Credit On Your Own

    Living with bad credit can impede you from being able to get credit lines and loans, but it often feels like there is nothing you can do to improve the credit score you have. Fortunately, this is not the case. With the right steps and effort, there are several ways you can improve the score you have right now, and you could even try to do this on your own. Here are the top steps to work through as you begin trying to repair your credit.
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  • How To Earn An Entirely Hands-Free Income From The Stock Market Using Dividends

    Did you know that you can earn a passive income by investing in the stock market? It relies on investing in companies with strong dividend programs—with careful investment, you can use these dividends to earn enough passive income to comfortably live on. To learn more about dividends and creating a passive income stock portfolio, read on. What Are Dividends? Dividends are potions of a company's earnings that are paid out to shareholders of a company's stock rather than reinvested back into the company.
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  • 3 Things You May Want To Know About The Pawn Shop Business (But Never Asked)

    You probably have visited one of these shops at least one time, and you may have even gotten a pawn loan a time or two as the average consumer. Pawn shops are sort of a trademark thing in the United States, and these lenders really do offer a valuable service. You can walk into a pawn shop with an item of value and walk away with a cash loan. When you get the money to pay back the loan, simply go and exchange your cash plus fees for the return of your item.
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  • 4 Ways A Credit Union Can Help Start Your Business

    Are you planning to start a small business? As an entrepreneur, you will face many challenges. One of the first — and among the most difficult — is securing funding to get started. Entrepreneurs spend a lot of time and energy trying to do this, but you may be able to solve many of your financial needs at your local credit union. How so? Here are 4 ways a credit union can help:
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  • Purchasing A Car With Negative Equity: What You Should Know

    When you purchase a vehicle, if you opt for a lengthy loan or make a small or no down payment, it's possible to owe more on the vehicle than it is worth. This is known as being "upside down" on the loan; the amount of the loan that exceeds the car's value is known as negative equity. For example, if you owe $8,000 on a car but the car is worth $5,000, this means that you have $3,000 of negative equity.
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