finance--money

  • How To Hedge Investments Using Silver And Silver Coins

    It is always important to diversify and protect your investments from economic downturns. This is the reason that financial advisors suggest never investing solely into one stock or one particular investment.  As was seen in the last few months, the economy is particularly vulnerable to unexpected events such as the coronavirus.  In order to hedge investments from future incidents, wise investors have turned to precious metals. While many are aware of gold's role in hedging traditional investments, there are good reasons to also include silver into a hedged portfolio.
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  • Cryptic Language Could Cut Your Law Firm Fees In Billing Disputes

    In a recession, more companies are tightening their belts. Legal bills are a key area being targeted for cost reductions. Companies are saving money by having legal billing vendors review bills for cost savings. You could accept these billing adjustments. But it could end up being a large cut from your earnings. Increasingly, these reviews are being conducted by AI-driven bill reviews. Oftentimes they are not, in fact, finding evidence of misbilling on the lawyer's part.
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  • Worried About Your Debt? How A Debt Settlement Program Can Help

    If you're in debt, and it's starting to affect your life, it's time to consider the options. One of those options is to apply for a debt consolidation loan. Unfortunately, debt consolidation loans often come with high interest rates, which can leave you paying more than you expected. Not only that, but they can also lead to further debt. Another option is to work with a debt settlement service. This option allows you to pay off your debts without taking on an additional loan.
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  • Top Ways To Repair Your Credit On Your Own

    Living with bad credit can impede you from being able to get credit lines and loans, but it often feels like there is nothing you can do to improve the credit score you have. Fortunately, this is not the case. With the right steps and effort, there are several ways you can improve the score you have right now, and you could even try to do this on your own. Here are the top steps to work through as you begin trying to repair your credit.
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  • How To Earn An Entirely Hands-Free Income From The Stock Market Using Dividends

    Did you know that you can earn a passive income by investing in the stock market? It relies on investing in companies with strong dividend programs—with careful investment, you can use these dividends to earn enough passive income to comfortably live on. To learn more about dividends and creating a passive income stock portfolio, read on. What Are Dividends? Dividends are potions of a company's earnings that are paid out to shareholders of a company's stock rather than reinvested back into the company.
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  • 4 Ways A Credit Union Can Help Start Your Business

    Are you planning to start a small business? As an entrepreneur, you will face many challenges. One of the first — and among the most difficult — is securing funding to get started. Entrepreneurs spend a lot of time and energy trying to do this, but you may be able to solve many of your financial needs at your local credit union. How so? Here are 4 ways a credit union can help:
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  • Purchasing A Car With Negative Equity: What You Should Know

    When you purchase a vehicle, if you opt for a lengthy loan or make a small or no down payment, it's possible to owe more on the vehicle than it is worth. This is known as being "upside down" on the loan; the amount of the loan that exceeds the car's value is known as negative equity. For example, if you owe $8,000 on a car but the car is worth $5,000, this means that you have $3,000 of negative equity.
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  • Helpful Finance Tips To Help Plan For Your Retirement

    Whether your retirement is right around the corner or you are simply trying to plan far in advance so you are as prepared as possible, you will want to make sure that you are following as much helpful advice as you can get. This way, you will not have to worry about your retirement day showing up and having no idea how you will be able to comfortably support yourself throughout your retirement years.
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  • 3 Tips To Get More Money When Selling An Inherited Estate

    If someone close to you just passed away and left behind their estate to you, you could be planning on selling it. If this is the case, then you are probably hoping that you can get the highest price possible for it. Of course, how much you are able to sell your inherited estate for will depend on a lot of factors, including the estimated value of the estate, the condition of it, and the real estate market in the area.
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  • 4 Tips For Getting A Commercial Loan

    The key to either starting or expanding your business will depend on having the right amount of money to do so. It's always in your best interest to be able to get a loan when necessary. Of course, there are things you can do that will increase your chances of having success and knowing what these are can be helpful to you. Tip #1: Create a business plan It's essential for you to be able to show the lender how you intend to use the money that you receive.
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